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Legal

Risk Disclaimer

Please read this page carefully before acting on anything shared across howinu's Telegram, X, GitHub, Medium or any other channel. Joining the community means you've read and accepted the points below.

Applies to all howinu content
01

Educational purpose only

Everything we share and post across the community is for educational and informational purposes only.

02

Personal opinions, not advice

Views expressed in our videos and posts are personal opinions. They should never be treated as financial, investment, or trading advice.

03

Cryptocurrency and stock market investments carry high risk

Please be aware that you can lose your money — whether through a wrong investment decision or for other reasons. Never invest more than you can afford to lose.

04

Do your own research

Before making any financial decision, do your own independent research, or get advice from a licensed professional financial advisor.

05

We will never contact you privately

Neither we, our representatives, nor any member of our admin team will ever contact you privately — by call, message or any other method — for any reason, at any time. We will never ask you for money or sensitive personal information such as passwords.

There are scammers who use our members' names and photos, pretending to "help" or offer something, to try to reach you deceptively. Please stay alert and be cautious of them.

06

You are responsible for your own decisions

Full responsibility for all of your financial decisions rests with you. We are not liable for any financial or other losses you may experience.

07

Affiliate disclosure

Some links shared in this community are affiliate links. If you click one of these links and take an action — such as signing up, making a deposit, or completing a purchase — we may earn a commission at no extra cost to you.

08

Third-party platforms and your data

Your personal information and data are handled according to the privacy policy of each third-party platform you use. We are not responsible for any issue or disadvantage arising on those platforms — in particular, we cannot guarantee the security of any crypto exchange.

09

Exchange security & hardware wallets

We cannot take responsibility for the security or continued operation of any crypto exchange. The safest way to hold cryptocurrency is a hardware wallet.

Keep only the amount you need for trading on an exchange, only while you actively need it there — and keep the rest of your crypto securely in your own hardware wallet. Below are a couple of well-known platforms where hardware wallets can be purchased:

10

Stocks & ETFs traded through crypto exchanges

Some crypto exchanges now offer trading of shares and ETFs of companies listed on stock markets including the US, South Korea and Hong Kong.

We cannot guarantee the safety or legal standing of these offerings. We take no responsibility for any losses, fraud, or legal issues that may arise from trading stocks, ETFs or similar instruments through a crypto exchange.